The Next-Gen Coop

We understand how difficult it is to get a cooperative that works. We offer you a transparent system with outstanding benefits.

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Save with Ease

Powered by superior technology, Zemma mobile platform enables instant savings and secured contributions with a ton of other advance features for a next-gen coop application.

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Grow Your Money

with up to 0.02% daily interests on your wallet balance and 5% monthly Return of Investment on your contributions, the Zemma platform ensures your financial freedom with zero risks.

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Who we are

Zemma is a multipurpose cooperative (Coop) platform that renders a plethora of financial services to all investors and users from the ease of a mobile device. We incorporate high-end cutting-edge technologies to deliver an easy, secure, effective and bespoke cooperative investment system.

Monthly Earnings

Our investment opportunity pays the highest interest rate in the shortest time. Zemma guarantees 5% ROI on your contributions monthly.

Daily Interests

Grow your wallet balance by upto a whooping 0.02% daily, with no conditions applied. with zemma, you win daily.

Airtime & Data Topups

You can buy direct & SME airtime & Data from the comfort of your home anywhere! Vend networks such as MTN, Glo, 9mobile, Airtel, Smile & Spectranet.

Cable TV

You earn cashback on all cable TV subscriptions - DSTV, GOTV and Startimes. Enjoy the seamless experience!

Electricity Payment

Pay for your electricity bill from the comfort of your home and receive your meter Token and Units value right to your mailbox.

Point-of-sale (POS)

POS (Point of Sales) devices are used for cashout (withdrawal), transfers, airtime recharge, bills payment, Exams (NECO, WAEC, e.t.c) pin purchase transactions