There are four (2) contribution cycles in a year, each with 6 months interval.
- Contribution window runs for 1st Month.
- Interest begins to drop from 2nd Month - 6th Month.
- Last interest & Total amount contributed drops 6th Month.
At the end of each cycle, your interest and total contributions are settled in your wallet. You can either transfer to your bank or contribute it back to start the next cycle.